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Mortgage Blog

Practical guides and real examples to help you save on your UK mortgage

Should You Overpay Your Mortgage or Invest? A UK Comparison

The eternal question for UK homeowners with spare cash: pay down the mortgage faster or invest for potentially higher returns? We compare the numbers, considering interest savings, investment returns, ISAs, pensions, and risk tolerance.

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Understanding Early Repayment Charges on UK Mortgages

Early repayment charges can cost thousands of pounds if you are not careful. Learn how ERCs work, typical amounts for different mortgage types, when they apply, and how to avoid them.

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How Mortgage Overpayments Saved UK Homeowners Thousands: Real Examples

Three worked examples showing exactly how much UK homeowners saved by making regular mortgage overpayments. Includes scenarios for different mortgage sizes, rates, and overpayment amounts.

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